LicensedHired

Get licensed. Get hired.

NMLS SAFE MLO exam prep for career changers, with help filing your licensing paperwork and introductions to lenders who sponsor new loan officers.NMLS exam prep for career changers, plus paperwork help and lender intros.

See NMLS prep plansSee how it works
The SAFE MLO test uses a scaled score, and 75 passes. Many people sit in the high 60s on practice tests. We aim to get you comfortably past the line.75 passes. We aim to get you well past it.

From studying to your first day

Passing the exam is one step. Your license only goes active once a lender sponsors you. We stay with you for all four.

  1. 1

    Study what's on the test

    Practice exams built to the official SAFE MLO content outline, with a readiness score that tells you when to book.

  2. 2

    Pass the exam

    Book when your readiness score says you're ready. If you complete the plan and don't pass, we cover your retake fee.

  3. 3

    Get the paperwork filed

    We walk you through your NMLS application, background check, and state requirements.

  4. 4

    Meet lenders

    We introduce you to lenders who sponsor new loan officers. Your license goes active once one sponsors you. Introductions aren't a job guarantee.

53%

First-time pass rate for the SAFE MLO test, as of December 31, 2024. Source: NMLS test performance data.

Almost half of first attempts don't pass

Courses leave people unsure what to study, and a miss costs a fee plus a 30-day wait.

Most people finish their 20-hour course and still aren't sure what to study. Practice tests that are easier than the real exam make it worse. A failed attempt costs a retake fee and a 30-day wait before you can try again.

We built LicensedHired around closing that gap.

Pass, or we pay your retake

Complete the plan and still miss? We cover your retake fee. Plans from $79.

Complete the study plan, including scoring 80 or higher on two full practice exams. If you still don't pass, we cover your NMLS retake fee (currently $110) and keep your access open until you do. Plans start at $79.

See NMLS plans

Questions

Is this the required 20-hour NMLS course?

No. You still need 20 hours of NMLS-approved pre-licensing education from an approved provider. We're the exam prep and the help that comes after it.

Who is this for?

People moving into mortgage lending from another career, and anyone who took the SAFE MLO test and wants to pass next time.

Are you affiliated with NMLS?

No. LicensedHired is independent. We don't use real exam questions; ours are written to the public content outline.